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re: Equifax Credit Scoring
Posted on 3/12/18 at 7:27 pm to HarveyBanger
Posted on 3/12/18 at 7:27 pm to HarveyBanger
If you have credit cards your utiliziation rate can wildly swing your score. If you have a card with a 5k limit and you have a 4k balance (even if you pay it in full every month) your score will be down by a lot. If you pay it to a 0 balance and pull your credit the next month it could easily be 30-50 point swing.
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