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re: So the uninsured ahole who ran a red light and hit me...

Posted on 2/19/18 at 8:20 pm to
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
26171 posts
Posted on 2/19/18 at 8:20 pm to
quote:

My wife is an insurance agent and always told me that you didn't need UM unless you don't have full coverage.


I HATE the term "full coverage" there is no such thing.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49136 posts
Posted on 2/19/18 at 8:23 pm to
quote:

I HATE the term "full coverage" there is no such thing.

Yeah I guess not. The damn state minimums won't even cover a lot of vehicles on the road.

I just asked her and she said that you'll get your vehicle repaired but you are on the hook for medical bills etc. Makes sense I guess. It's insurance. They'll always look for a reason not to pay.
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