re: So the uninsured ahole who ran a red light and hit me...

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I thought that you had no recourse if you didn't have insurance? Maybe I'm remembering some other scenario

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In LA there’s the “no pay, no play” law that exempts you and your insurance from having to pay the other party the amount equal to state minimum liability (15-30-25 currently). But if he sues for a higher amount, OP could end up being liable for the amount above state minimum liability.