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re: Transaction rounding up apps
Posted on 2/15/18 at 9:18 pm to LSUisKING12
Posted on 2/15/18 at 9:18 pm to LSUisKING12
Just to be clear, I don’t have a spending problem, I just want to find ways to pay myself more money at the end of every month. I’m not saying there aren’t areas where I need to improve spending but just looking to “make” more money every month.
2
Posted on 2/15/18 at 9:23 pm to LSUisKING12
I use acorns. Not so much for the round ups but to have a steady weekly amount going into it. Most of my round ups come from bills that are on auto pay. I do 50 a week on top of the round ups right now.
I agree with southernelite on the cash transaction thing. I have recently started taking out cash weekly and limiting myself to that. I still use my debit card for gas though. Hate going into the stores.
I agree with southernelite on the cash transaction thing. I have recently started taking out cash weekly and limiting myself to that. I still use my debit card for gas though. Hate going into the stores.
Posted on 2/15/18 at 10:58 pm to LSUisKING12
Get the best cash back credit cards you can and put everything you can on it and pay the balance every month.
If you can spend more than 12k annually, get the Alliant 2.5% card (3% for the first year, but has a $59 annual fee) . If you won't spend that much get the Citi Double Cash card.
Also, if you're an Amazon prime member, get the prime chase card. That'll give you 5% back on all Amazon purchases.
All of that can add up to a decent little bonus every month. You just need to be disciplined enough to pay your balances off. If you are, it's free money.
If you can spend more than 12k annually, get the Alliant 2.5% card (3% for the first year, but has a $59 annual fee) . If you won't spend that much get the Citi Double Cash card.
Also, if you're an Amazon prime member, get the prime chase card. That'll give you 5% back on all Amazon purchases.
All of that can add up to a decent little bonus every month. You just need to be disciplined enough to pay your balances off. If you are, it's free money.
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