re: Just took on a client who took out pay day loans

Stopping payment won't do shite. If they have his account info they will drain it at some point.

Close the account, open new account, tell the bank he lost his checkbook on the bus or something. Don't ever make another payment.

These payday loan companies do not report to credit bureaus and do not get judgments in court.

Although they will call his references on the loan app and anyone they can find through online directories and social media apps for the rest of his life.