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re: Should I get a credit card?
Posted on 1/3/18 at 9:24 am to Lima Whiskey
Posted on 1/3/18 at 9:24 am to Lima Whiskey
OP is young...how does he even know whether he has fiscal discipline at this point? Gotta find out some time.
I am constantly amazed at the anti-credit folks on this board. This is such a small-minded perspective. How on earth can anyone build a business, buy real estate, or rapidly expand an existing business without credit? So do the Ramsey-ites not understand leverage?
Some of the advice dispensed here is from wage-workers who will never be anything other than someone's employee. That's fine, but one should not assume that every person is doomed to be a financially irresponsible wretch who lives from paycheck to paycheck.
I am constantly amazed at the anti-credit folks on this board. This is such a small-minded perspective. How on earth can anyone build a business, buy real estate, or rapidly expand an existing business without credit? So do the Ramsey-ites not understand leverage?
Some of the advice dispensed here is from wage-workers who will never be anything other than someone's employee. That's fine, but one should not assume that every person is doomed to be a financially irresponsible wretch who lives from paycheck to paycheck.
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