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Message
re: How to get FICO to 800?
Posted on 11/15/17 at 6:32 am to 50_Tiger
Posted on 11/15/17 at 6:32 am to 50_Tiger
quote:
I think I do need some sort of rental.
Not sure what happened with him but owning rental property has zero effect on credit score, it likely just bumped his total # of accounts up enough to help.
1
Posted on 11/15/17 at 7:05 am to cave canem
quote:
Not sure what happened with him but owning rental property has zero effect on credit score, it likely just bumped his total # of accounts up enough to help.
I didn't mean owning rentals, sorry poor wording.
What I meant was increasing the amount of money loaned and the number of accounts. When my score was 760 I had 2 credit cards and a mortgage under $100k. Then I bought two rental properties with an additional mortgage of $100k and it shot up to over 800. Come to think of it my wife also bought a newer car and we had a car loan.
So I had 3 accounts with total credit available of about $100k and it was 760.
Went to 6 accounts with total credit available of $225-250 and it was 810.
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