re: How to get FICO to 800?

I am 804 or something like that.

I have done nothing magical, but I did not cross that barrier until about a year or so after I got a mortgage

I am only 30, decent job, credit limit at like 50k I think, pay off in full.

So I really didnt do anything special. And it only took like 7 years to get to 800


Here is me battling to stay in the 700s right after college





and today




Each dot is like half a month I think