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re: Let's be honest about credit scores

Posted on 10/23/17 at 3:02 pm to
Posted by BigPerm30
Member since Aug 2011
26209 posts
Posted on 10/23/17 at 3:02 pm to
quote:

I put the majority of our expenses on our credit card and never notice a dip in credit scores...at least the free FICA one my bank provides. It's consistently above 800.


I'm not talking about routine amounts. I'm talking about a 10k or more charge. Maybe I just need to get more cards. I only have one and it's got a pretty high limit.
Posted by HeyHeyHogsAllTheWay
Member since Feb 2017
12458 posts
Posted on 10/23/17 at 3:06 pm to
quote:

I'm not talking about routine amounts. I'm talking about a 10k or more charge. Maybe I just need to get more cards. I only have one and it's got a pretty high limit.


So we're to believe that you have only one credit card, but the limit is high enough that you can charge a $10K vacation to it, but that doing so affected your credit score?

Yeah, gonna go ahead and call bullshite on you at this point little feller.

Any credit card with a $10K limit on it is't going to ding your credit simply because you actually used the damn thing
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