re: Here's a budget breakdown of a couple that makes $200,000 a year and yet is scraping by

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brb giving my kid a second-rate childhood

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I agree with your overall premise in that discussion but $500+ per month in lessons for something for a kid who 4 years old or younger...hell i'm not even saying that's absurd or shouldn't be spent, but if you're spending it, that's part of your disposable income, that's obviously not a must have.

So the $5700 figure is wayyyyy off, it's easily more in the $20-30k range, and that's being generous.

Basically, the author doesn't really understand what disposable income is....unless he was mocking the hypothetical family? I did not read the article