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re: Quicker way to pay off credit card dept question
Posted on 10/9/17 at 12:32 pm to lnomm34
Posted on 10/9/17 at 12:32 pm to lnomm34
Chance of me getting approved isn't too bad. Credit score is pretty good, only bad hit is due to not having a lot of credit available.
Haven't thought about the utilization yet.
Close to maxed out. Do not touch the cards. Just make the payments
Income is middle class range ($75k-80k depending on work load). At least $700 but thats split depending on bills and other amenities.
At the rate im going, it'll take about 3 year to pay my largest debt off
Haven't thought about the utilization yet.
Close to maxed out. Do not touch the cards. Just make the payments
Income is middle class range ($75k-80k depending on work load). At least $700 but thats split depending on bills and other amenities.
At the rate im going, it'll take about 3 year to pay my largest debt off
Posted on 10/9/17 at 12:51 pm to FieldMink
Can you afford to dump a couple extra hundred on each payment? If you can and you don't use the cards you'd be amazed at how quickly the balance will drop for you.
Posted on 10/9/17 at 1:53 pm to FieldMink
Keep this in mind, the bank that approves you for the loan will likely make closing the cards a condition for them being willing to pay them off.
It could negatively impact your credit score in the long run
Just throwing that out as something to consider
It could negatively impact your credit score in the long run
Just throwing that out as something to consider
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