re: Life insurance questions\advice

Here is your risk : You get cancer or ALS or paralyzed in a car wreck. Because of this you lose your job . Because you lose your job you lose your benefits. You die and have no life insurance.

Some employers allow you to "carry" your own policy with you when you leave but many group risk policies will eventually void when you leave . So confirm that and if not get a small policy to cover your risk should that scenario occur. Because it happens every day. Not even really talking to you, I just want others reading the thread to understand potential risk.