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re: Life insurance questions\advice
Posted on 10/2/17 at 10:41 am to TigerDeBaiter
Posted on 10/2/17 at 10:41 am to TigerDeBaiter
quote:
Worst place to start.
Works OK for me. My company provides 1x salary the year I die for free and I can get life insurance that provides just under $1mil for around $3/paycheck and there are no restriction/limitations on my death. Wife or kids get it no questions asked.
I have yet to see anything out there that compares to that.
And as others have said, once I retire, my savings will be more valuable than any term life insurance would be.
Posted on 10/2/17 at 11:14 am to notsince98
Here is your risk : You get cancer or ALS or paralyzed in a car wreck. Because of this you lose your job . Because you lose your job you lose your benefits. You die and have no life insurance.
Some employers allow you to "carry" your own policy with you when you leave but many group risk policies will eventually void when you leave . So confirm that and if not get a small policy to cover your risk should that scenario occur. Because it happens every day. Not even really talking to you, I just want others reading the thread to understand potential risk.
Some employers allow you to "carry" your own policy with you when you leave but many group risk policies will eventually void when you leave . So confirm that and if not get a small policy to cover your risk should that scenario occur. Because it happens every day. Not even really talking to you, I just want others reading the thread to understand potential risk.
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