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re: Who wants to point out the flaws of this healthcare bill?
Posted on 9/21/17 at 10:54 pm to frogtown
Posted on 9/21/17 at 10:54 pm to frogtown
quote:
Yes they are. Google Optima Virginia 81% increase. And they say only 1/4 of the 81% increase is because of "market uncertainty". Most is because of the risk pool. There are other places where the individual market is getting hammered like 43% in Illinois. Same thing just Google 43% Illinois.
I still am unclear at what it is specifically you think Cassidy's bill is going to do to reduce overall healthcare and premium inflation at large? I agree all of those things are a problem. The status quo must change. No one that takes this issue seriously denies that. Its what solutions you put on offer that matter.
Did you read the link I provided you? The one that doesn't just cherry pick and parses out what are the main drivers of recent premium increases?
quote:
Major drivers of 2017 premium changes include: the underlying growth in health care costs, the sunset of reinsurance program funds, how assumptions regarding the composition of the 2017 risk pool differ from those assumed for 2016, and the one-year moratorium on the health insurance provider fee.
We don't need to play this game where you throw out a percentage of one area and one provider in Virginia and then speculate on the causes, we have actuaries that did it. And one thing we need to come to terms with in this discussion is that prices in healthcare are going to continue to rise, which will drive up premiums. With less money for reinsurance programs, plans will get more expensive, some will pull out of areas entirely. The option to shift the baseline of coverages will mean you will create a new set of winners and losers, but the underlying drivers aren't really changing, and in all likelihood would get exacerbated over time.
This post was edited on 9/21/17 at 11:15 pm
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