Yes they are. Google Optima Virginia 81% increase. And they say only 1/4 of the 81% increase is because of "market uncertainty". Most is because of the risk pool. There are other places where the individual market is getting hammered like 43% in Illinois. Same thing just Google 43% Illinois.

BamaAtl you need to do one thing. In about a month or two, go to the ACA exchange website and get a price quote for an unsubsidized plan. Just do it. Then tell me if you could afford that every month. You sit here running your pie hole like you know what's going on. You won't know anything until you see for yourself.

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Posted by bonhoeffer45

Member since Jul 2016

4367 posts

Posted on 9/21/17 at 10:54 pm to frogtown

quote:
Yes they are. Google Optima Virginia 81% increase. And they say only 1/4 of the 81% increase is because of "market uncertainty". Most is because of the risk pool. There are other places where the individual market is getting hammered like 43% in Illinois. Same thing just Google 43% Illinois.

I still am unclear at what it is specifically you think Cassidy's bill is going to do to reduce overall healthcare and premium inflation at large? I agree all of those things are a problem. The status quo must change. No one that takes this issue seriously denies that. Its what solutions you put on offer that matter.

Did you read the link I provided you? The one that doesn't just cherry pick and parses out what are the main drivers of recent premium increases?

quote:
Major drivers of 2017 premium changes include: the underlying growth in health care costs, the sunset of reinsurance program funds, how assumptions regarding the composition of the 2017 risk pool differ from those assumed for 2016, and the one-year moratorium on the health insurance provider fee.

We don't need to play this game where you throw out a percentage of one area and one provider in Virginia and then speculate on the causes, we have actuaries that did it. And one thing we need to come to terms with in this discussion is that prices in healthcare are going to continue to rise, which will drive up premiums. With less money for reinsurance programs, plans will get more expensive, some will pull out of areas entirely. The option to shift the baseline of coverages will mean you will create a new set of winners and losers, but the underlying drivers aren't really changing, and in all likelihood would get exacerbated over time.

This post was edited on 9/21/17 at 11:15 pm

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Posted by BamaAtl

South of North

Member since Dec 2009

22253 posts

Posted on 9/22/17 at 7:46 am to frogtown

quote:
Google Optima Virginia 81% increase.

I did, and here it is:

quote:
In addition, there will be a premium increase. For any 2017 ACA covered participant qualifying for a subsidy, their 2018 increase will be 1.5% or an average of $4 per month. This means 70% of Optima Health Individual plan members will have their increases mostly absorbed by the government. For the remaining 30% of Optima Health Individual plan members, there will be an average 81.8% increase to premiums. Approximately 20% of this increase is our originally planned rate increase, 23% accounts for the uncertainty of Cost Sharing Reductions not being funded and the remainder is caused by the withdrawal of the national carriers.

For those 30%, what in Graham-Cassidy makes you think they're any better off? Why are you opposed to working with Democrats to help that 30%, rather than screwing over anyone who might ever need health care in this country?

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