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re: Question to libs about prexisting conditions and high risk
Posted on 9/21/17 at 9:53 am to VOR
Posted on 9/21/17 at 9:53 am to VOR
quote:
I support the idea of larger insurance pools that spread risk and costs. That's sort of the theory with most insurance.
This. IMO if you sign up for health insurance and pay into it for years, you shouldn't be extremely penalized for when you get cancer or any major condition that costs a lot of money. What's the point of insurance if they can just up your premium to an amount you can't afford if you get a sever condition? The point of insurance is to protect you in bad times, not pull the rug out under your feet when those bad times happen. Should everyone get separate insurance for severe conditions that's more affordable?
This post was edited on 9/21/17 at 9:54 am
1
Posted on 9/21/17 at 9:58 am to SUB
quote:
IMO if you sign up for health insurance and pay into it for years, you shouldn't be extremely penalized for when you get cancer or any major condition that costs a lot of money.
You don't want insurance then. You want single payer with higher taxes. Hopefully, it comes with a unicorn.
I've never had an auto insurance claim. If I cause three accidents in three months do you think the insurance company should not be able to charge me more because of the new risk I've presented?
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