Advice

Long time lurker….normally keep my financials close to my own chest. I feel like I am a good saver but now I feel stuck on what my next steps financially should be.

Overview:
Married 29 years old (kid on the way)
Personal income $135,000 minimum (No OT) -- estimate $160,000 (OT) annual
Wife, looking for job (Just moved) Previous job $80,000 annual

Total Estimated total annual income of 2018-- $215,000

Current Retirement/ Investing Accounts:
Self- $24,000 in Roth IRA (vanguard)
$9,500 Traditional IRA (rolled over from former 401k) (Vanguard)
$5,500 (Vanguard Index Fund)

Wife-
Vanguard Roth IRA 11,000
Previous Employer 401k -8,000

Accomplished Goals
Out of Debt
$15,000 emergency fund in Money Market Account 1.2% interest
Purchased Disability Insurance

Current/Future Goals
Term life or permanent life Insurance?
Saving for House (20% down believer) –starting with next pay check
Partake in employer 401k plan starting 01/2018 -4% match + 5% profit share
Setting up backdoor Roth IRA?
Setting up/contributing to a 529 College saving?
Setting up more ETFs/Mutual Funds/Individual stock picking?

While I worked very hard to get to where I am today, I have some questions on what to do next. What type of life insurance should I get? Should I bite the bullet and meet with a personal advisor? Should I continue with Vanguard as my main retirement vehicle? Any suggestions are appreciated and will be open to answering any questions.