re: How much have your insurance premiums gone up this year?

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well, since insurance is regulated by the government and premiums are directly affected by the claims that your insurance pays each year, it looks like what we are really looking for is some way to reduce health care costs.

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Bingo!


Insurance companies are just a conduit for money flow between the patient and the doctor. They shave off between 3 and 5% for profit. Their involvement certainly adds complexity and cost to the whole system, but their profit margin is very small.

I'd like to know why an anesthesiologist charges $750 to administer laughing gas to an infant for ear tubes, and then charges $750 twice because there's two ears, even though only one gassing occurred.

I'd like to know why the surgical facility charges a surgery suite charge of $15,000, for a 30 minute out-patient procedure, for putting tube in an infants ears, and then charges the facility charge 2x because there are two ears.

This all happenned to me, and was ran through Cigna, I contacted Cigna to tell them the doctor was ripping them off, and Cigna assured me that this is customary....

The insurance companies aren't the enemy, it is the doctors. The insurance companies are complicit.