re: Capital One Credit Cards

The Venture card is a waste of money after you earn the bonus.

It is essentially a 2% cash back card. They call them "miles" but that is marketing.

There are now numerous 2% cash back cards on the market without the $59 annual fee nor do they have the silly restriction to travel expenses only. So after you get the bonus downgrade to the regular Venture (or cancel) and never use it again except to keep it active.

Capital One marketing department is pretty good, so they're doing a good job.

Obviously, the best strategy with cash back cards is to get numerous ones (almost all no fee) that cover various categories and use each card for each situation, but you may decide that is too complicated.