re: How many credit cards do you currently have?

quote:

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Oh, here's another benefit --
Virtually zero junk mail too

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You can mail me an envelope that I'm not going to open once a month for a free vacation every year. That's worth the trade off.

The lack of this country's financial knowledge and discipline is sad. A lot of it is not people's fault, they've been led to believe that credit is bad and there is no basic financial education.