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re: My debit card # was stolen/hacked/copied. Ask me how I know?

Posted on 5/16/17 at 9:08 am to
Posted by Tiger Prawn
Member since Dec 2016
22059 posts
Posted on 5/16/17 at 9:08 am to
quote:

You were very very very lucky to get purchases reimbursed on a debit card.





Banks will reimburse you for fraudulent activity whether it was a credit or debit card, or direct EFT from your account.

The only problem with fraud on debit card vs fraud on credit card is that the debit card fraud takes money directly from your checking account and it may take some time for the fraudulent charges to be reversed. Less hassle for you while waiting for a bank to reverse the charges on a credit account compared to if the thieves were able to empty your checking account.
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