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Overseas Employment Opportunity
Posted on 4/19/17 at 5:20 pm
Posted on 4/19/17 at 5:20 pm
I may have an opportunity (2nd round interview was today) to relocate to Germany for a new position. It would be a 3-5 year commitment and would really get my foot in the door as far as future career opportunities go.
My question is regarding lost retirement account opportunity. I can still do an IRA but 401k is only for US based employees (bye bye company match). Also wouldn't be able to continue contributing to my HSA. Other than those concerns any one else have some overseas experiences to share that I may have overlooked?
My question is regarding lost retirement account opportunity. I can still do an IRA but 401k is only for US based employees (bye bye company match). Also wouldn't be able to continue contributing to my HSA. Other than those concerns any one else have some overseas experiences to share that I may have overlooked?
Posted on 4/19/17 at 10:02 pm to Big Saint
Not sure if still true but I know for sure that years ago you didn't pay Federal income tax on a certain amount of income if you were based in a foreign county for a certain period of time (18 months ?).
Posted on 4/19/17 at 10:22 pm to Big Saint
It really depends on the company's policies. I still get a company match but my contributions have to be post tax. Financially, I am much better off with an overseas assignment, but we have excellent expat policies. I don't know many folks that have been worse off with a delegation. Typically you get housing paid for, a travel budget, and an increase in pay for "hardship". Plus as you mentioned, it is great for your career to have international experience.
Contrary to the previous poster, I definitely still pay federal taxes!
Contrary to the previous poster, I definitely still pay federal taxes!
This post was edited on 4/20/17 at 1:08 am
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