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re: How f***ed am I?
Posted on 3/7/17 at 4:59 pm to Bluegrass_Cat
Posted on 3/7/17 at 4:59 pm to Bluegrass_Cat
quote:
I thought the statute of limitations
Applies to crimes, not debt.
It's going to be with you for at least seven years. However, as you stated, the problem is that you can't prove that you have a college degree. No pay the tuition, no get the diploma. It's as simple as that.
Setup a payment plan. However, first try to negotiate a reduced settlement. If you can pay in one payment this is much easier to accomplish.
3
Posted on 3/7/17 at 6:55 pm to VABuckeye
quote:
However, as you stated, the problem is that you can't prove that you have a college degree.
Yup.
Find out from the school (not the collection agency, they won't have a clue) what it will take for you to get that diploma. Then do that.
It's quite possible you can lie your way into a job by just claiming the degree, plenty of employers don't bother to check. But at some point it will bite you in the arse, and when it does you will likely be summarily fired. It will also keep you from getting certain licenses, which often *do* require evidence.
So get that diploma.
Posted on 3/7/17 at 7:41 pm to VABuckeye
quote:
Applies to crimes, not debt.
Statute of limitations/Prescription most definitely can apply to debt.
Once the period to bring a case has passed, he only has a moral obligation to pay the debt under LA law, but no legal obligation. I'm sure some other states have the same tortured logic. The period depends on the type of debt of course.
Problem is, the university has a separate rule that doesn't depend on legal rules regarding debt. They say, no pay, no degree.
This post was edited on 3/7/17 at 7:46 pm
Posted on 3/7/17 at 8:07 pm to VABuckeye
quote:
Applies to crimes, not debt.
A period of limitations applies to all kinds of civil claims, including debts.
Google indicates that the period of limitations (deadline) to file, for example, a KY open account claim is 5 years, but they have a 15 year limit to sue on written contracts, and a few other statutes that it could fall under. Only a KY lawyer with all the relevant facts would know for sure. If it's a different state, then more Google is required. They all differ.
I would not bet on avoiding it by riding out the clock. The collection agency may file suit, and an attorney fee obligation could kick in, depending on what he signed when he registered.
Time to negotiate with the agency.
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