re: Here's how much money you should have saved at every age

I mean. Every single person is going to have significantly different factors.

I'm currently doing about $14k into my 401k. I'm also putting $3k/month into a savings account. In December, I am going to totally deplete that account to make a yuuuge principal payment on our student loans. From there, I will re-direct that $3k + $1k of what I currently pay to kill those loans ASAP. (I have $20k in an emergency fund.)

My wife will also get an approximate $100,000 raise that we hopefully won't have to touch and can start accelerating our savings again.

That's the thing most people never consider about Doctors. My wife will be +/- 36 before she can even start what some would consider normal savings/retirement. She'll basically be about 13 years behind me and most others that enter the workforce right out of college. Fortunately she does have a 457 so she does something rather than nothing.