re: I'm a YNAB geek.

I tried mint for a while...didn't really like it that much. At the time, it was a hassle to setup. Things kept going into the wrong categories and I just didn't use it.

YNAB I use the moment (or maybe later when I get home) my card is swiped somewhere. I have full control immediately about the categorization of what I'm purchasing. It has GPS capabilities so it will remember (grocery store, gas etc) so the next time you put in a charge on your phone it takes like 5 seconds to set the amount. Logging as you go forces you to look at your money every time you make a purchase so you keep up with it. I go into the grocery store knowing how much is budgeted for that trip 100% For me, it was simply a much more engaging app.