re: What is your target savings and age for retirement?

quote:

---

Yep. Nobody can. Wall Street always wins. You might get 18% a year then loose 50% the next. There is no winning on Wall Street. It is like gambling. How can you plan your future around something so unpredictable?

---

Don't know what you are implying, but myself and probably millions of others have used simple market investments over the course of decades to create enough wealth to retire. I have been putting money into mutual funds on a regular basis for almost 40 years. My returns have been all over the map, I rode out the crashes of 1987, 2000, 9/11, 2007, etc., along with the astronomical returns at times in the 90s. My average return over 4 decades is 12%, that is how it works, and it enabled me to retire 6 years ago at age 56 after 35 years in the market.