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Message
re: Not saving for retirement = freeloader
Posted on 12/10/16 at 10:08 pm to PerCuriam
Posted on 12/10/16 at 10:08 pm to PerCuriam
quote:
It is called "rational ignorance". Vast majority of americans are struggling to pay the rent, monthly expenses, college tuition for kids...and they are losing the fight..
Your experience is different than mine. I see people blowing their money on houses, clothes and cars, living paycheck to paycheck (on good salaries) and telling their kids to take out student loans, because there will be no money for college. They are blowing it.
2
Posted on 12/10/16 at 11:21 pm to texashorn
quote:
I see people blowing their money on houses, clothes and cars, living paycheck to paycheck (on good salaries) and telling their kids to take out student loans, because there will be no money for college. They are blowing it.
This.
Our house is paid for(about 3 years ago). Went through it, wiring, new flooring, tin roof, new bathroom...
Land is paid for, I live way out in the country away from all the hassle, its real quite.
No new cars or trucks, I drive a beater. Gonna drive it till the wheels fall off. Wife drives a late model Explorer.
Both of us have good jobs. Kids know that if they want to go to college, for the most part its on them. Scholarships, work after class, a beater to drive around...
We have been investing and saving like crazy these last few years. We have a good little nest egg going. We want to work 15 years more each.
If people would do this, their retirement would be a lot more comfortable.
Posted on 12/11/16 at 1:01 pm to texashorn
quote:
Your experience is different than mine. I see people blowing their money on houses, clothes and cars, living paycheck to paycheck (on good salaries) and telling their kids to take out student loans, because there will be no money for college. They are blowing it.
That is definitely NOT my experience. I know of many people driving 10 year old cars and barely making the mortgage. Thy just want to remain in the Jericho School District on Long Island because it is so good.
We took a family out for a Chinese dinner two weeks ago and they said it had been the first time they had been out to dinner in three years.
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