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re: Question about interstate competition amongst insurance companies...
Posted on 12/5/16 at 1:56 pm to Sao
Posted on 12/5/16 at 1:56 pm to Sao
I've been in the insurance industry for 20 years and the only time (recently) I've heard the term donut hole is when folks are talking about Part D of Medicare.
When I was in underwriting we never used the term while developing rates either.
I'll look into it more.
When I was in underwriting we never used the term while developing rates either.
I'll look into it more.
Posted on 12/5/16 at 2:03 pm to roadGator
Worked for Caremark/AdvancePCS during the 2004 Med D rollout and I guess you're right, the term was coined then due to the DED OOP gaps.
Now, MEDIGAP has been around among time I think... meaning gaps to cover DED, copay, other. Gap insurance has been a popular necessary long before Part D's term donut hole just by different ways of recognizing said gap.
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