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re: Question about interstate competition amongst insurance companies...
Posted on 12/5/16 at 1:49 pm to Rakim
Posted on 12/5/16 at 1:49 pm to Rakim
Where do you come up with this stuff? Which liberal came up with donut hole? That's a ridiculous analogy.
The problem isn't insurance company greed. The problem is that claims are too high. Claims are too high mainly because we are an unhealthy, fat and lazy and lack personal responsibility.
You can't hide from claims. Claims are claims. They must be paid. You want lower healthcare costs start fat shaming again for starters. Obesity is worse for you than smoking.
The problem isn't insurance company greed. The problem is that claims are too high. Claims are too high mainly because we are an unhealthy, fat and lazy and lack personal responsibility.
You can't hide from claims. Claims are claims. They must be paid. You want lower healthcare costs start fat shaming again for starters. Obesity is worse for you than smoking.
This post was edited on 12/5/16 at 1:50 pm
Posted on 12/5/16 at 1:53 pm to roadGator
Hate to tell you this but donut hole isn't a liberal design, nor a republican one. It's a sustainable business model based upon total pool, utilization, risk and ultimately profit to an underwriter.
Posted on 12/5/16 at 1:55 pm to roadGator
quote:
The problem is that claims are too high. Claims are too high mainly because we are an unhealthy, fat and lazy and lack personal responsibility.
Why that may contribute to more use of health care it is not the reason cost have risen faster than inflation.
Cost have risen--for the most part--higher than the cost of inflation because the biggest purchaser of health care services---the US government---is a very poor shopper.
It is really simple---a provider can not charge LESS than they charge medicare for a service if they are to be a medicare provider. SO--drug companies and providers beg for increases from the bureaucrats and get them because of lobbying $$$$. When they get another $2 for a pill or something from the government then the cost of that pill goes up to everybody else.
The only way to lower the cost of healthcare is to get the government out of the business of direct purchasing of healthcare services and make the consumers the shopper. We could reimburse poor people if need be.
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