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re: Question about interstate competition amongst insurance companies...
Posted on 12/5/16 at 1:43 pm to Sao
Posted on 12/5/16 at 1:43 pm to Sao
quote:
My thoughts on it would be competition is good but what it could create is one small carrier after another simply vying for covered lives via a lowest quoted premium model. The idea may seem good to a consumer but the fine print of the policy would dictate - in all likelihood - huge donut holes, gaps in care or network coverage or even long claim reimbursement payouts to the networks.
Exactly, insurance companies are still insurance companies and those donut holes are there to further reduce risk of paying out. Question will always be "how do you eliminate these hole and keep premiums/ deducbibles from skyrocketing? More competition is the fallback response but every carrier will have them, it's just not a perfect system. But that's okay imo
1
Posted on 12/5/16 at 1:49 pm to Rakim
Where do you come up with this stuff? Which liberal came up with donut hole? That's a ridiculous analogy.
The problem isn't insurance company greed. The problem is that claims are too high. Claims are too high mainly because we are an unhealthy, fat and lazy and lack personal responsibility.
You can't hide from claims. Claims are claims. They must be paid. You want lower healthcare costs start fat shaming again for starters. Obesity is worse for you than smoking.
The problem isn't insurance company greed. The problem is that claims are too high. Claims are too high mainly because we are an unhealthy, fat and lazy and lack personal responsibility.
You can't hide from claims. Claims are claims. They must be paid. You want lower healthcare costs start fat shaming again for starters. Obesity is worse for you than smoking.
This post was edited on 12/5/16 at 1:50 pm
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