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re: Life Insurance questions
Posted on 9/28/16 at 10:33 pm to Gutterman81
Posted on 9/28/16 at 10:33 pm to Gutterman81
quote:
I got a million through banner...shopped with Zander. 28 a month. 15 year.
You're young? Seems low for a $1mm. 15 year I guess too. Does $32 sound high for 20 years $300k? Although I guess it can be more depending on health.
quote:
Yes, get it while she's young
Yeah, I'm thinking of getting it outside now and lock her in for 20-30 years. We can keep her work too since it's cheap and once she leaves, which I think will happen in the next year or two, then she'll still have $300k with what I get her.
2
Posted on 9/29/16 at 6:16 am to Sho Nuff
Wife's 37, it's actually 29.56 per month for 1 million, 15 year. Went to Zander and banner happened to be the cheapest for US. There were alot more companies to pick from with similar prices. Banner was really easy. A phone interview. Then lady came to my house and took blood and urine samples. Then about 2 weeks, they approved both of us for a mil. Each and told us the premiums. We accepted. Done
This post was edited on 9/29/16 at 6:25 am
Posted on 9/29/16 at 6:26 am to Sho Nuff
I'm currently shopping around too. I got quoted $35/month for $1m for 20 years. This is through Zander and with Banner. I'm 26. So your rate does seem a little high, but then again you're 41 so it may be right in line.
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