re: What is a "realistic" goal for a child's 529 contribution?

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After you fully fund every possible retirement account(401K, 457, Roth,SEP, etc), then if you have the funds left 100 or 200 a month seems reasonable

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This is my approach to the topic. Although I don't fully max out my 401K, I have been putting 8% in for about 12 years now. I've also opened ROTH accounts for my wife and I and I've been maxing both of those accounts out annual which will double as an extreme emergency account if needed.

I invest $100 per month for each of my two kids. I'm projecting to have about $25-30K in there for both of them by the time they start college. I'll do whatever I can to help, but I believe it's better for them in the long run if they aren't burden with having to foot the bill financially to take care of their parents whenever we reach our golden years. So, I'm "trying" to be fiscally responsible now.

With all the scholarships, work study programs, grants, etc. that are available I'm sure whenever that time comes we will find a way to bridge the gap. I'm going to do my very best to help them get through college without any student loan debt.