re: Pay $1,000 extra to house or invest?

quote:

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What kind of returns are you guys getting these days, where passing on the 3.5% is a no brainer

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I don't think it's that people are getting easy returns over 3.5% at this moment or in the past year .

I think people are saying that they'd pass on the 3.5% to achieve greater returns based on the average returns of retirement portfolios over a long period of time. Which, if your considering long term returns for retirement, is what you should actually be doing, using an averages mentality, not a "what returns are people getting this year so far" mentality.