Groceries are more expensive at some stores. They're cheaper at Wal-Mart most of the time though.

Cole Haan are ridiculously expensive casual dress type shoes IMO. You can find similar stuff for 75% less in stores right alongside them.

Kia's cost 10-15% less than other automobiles. If not more so. The same person or subsidiary may own other dealerships that sell poorer quality cars at a higher price point.

I'm not really sure what the point is here. Realtors are not 100% necessary. I agree with you there. Hell I didn't use one to negotiate, put in my PA or complete my home's construction or closing. But I have RE finance experience.

I agree their fees are overblown. I also think appraisers are underpaid with the new regs they struggle under. I think home inspectors are worth their weight in gold. Title abstractions, attorneys or notaries, insurance agents, loan officers, appraisers, processors and underwriters are necessary.

Can they be more efficient? Absolutely, and your 2 month deal is kinda just something you threw out there. They close way faster in many instances. Sometimes they take longer. Sometimes there are pieces or parts of negotiations that delay closings. Costs to cure cosmetic, structural, or other problems with the home. Waiting for USDA to process their review of a Rural Development product package. Finding a time and meeting place to have the mortgagee sign closing paperwork.

It could also be a situation where a shrewd Losn Officer sees his March is really fat already, but his April and May might be a bit thin. Extending the process time helps them stack fees and set up pipeline and paydays using delays. Realtors do this all the time as well.

Lots of reasons-good and not so good-that might impact. You can't just say it's to keep bloated processes or procedures in place. It's a one size fits all argument in a custom tailored discussion.