re: Should I jump from Barclays to Chase

quote:

---

If I downgrade, do I keep my points till I can use them?

---

I've never downgraded a card with Barclaycard (still in my first year with the Arrival+) so I can't answer with certainty, but Chase has never given me trouble over points on a downgraded card. I suppose it's worth asking when you call, but you should be able to keep, and continue accruing, points as long as the account itself is open.