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Dumping the full $5500 into a Roth IRA for 2016
Posted on 1/4/16 at 2:34 pm
Posted on 1/4/16 at 2:34 pm
is this a bad move to dump it in all at once (usually 1st week of the year). I'm guessing i should spread it out over the year but I didn't in 2015 sooo...
what type of fund should i dump the full $5500 in
my portfolio is:
Blue Chip Growth Roth IRA 8.61%
Dividend Growth Roth IRA 15.74%
Equity Index 500 Roth IRA 15.58%
Global Real Estate Fund Roth IRA 9.60%
Health Sciences Roth IRA 21.37%
Media & Telecommunications Roth IRA 11.02%
Retirement 2050 Fund Roth IRA 2.73%
Total Equity Market Index Roth IRA 15.34%
any funds to take advantage of the shite economy?
what type of fund should i dump the full $5500 in
my portfolio is:
Blue Chip Growth Roth IRA 8.61%
Dividend Growth Roth IRA 15.74%
Equity Index 500 Roth IRA 15.58%
Global Real Estate Fund Roth IRA 9.60%
Health Sciences Roth IRA 21.37%
Media & Telecommunications Roth IRA 11.02%
Retirement 2050 Fund Roth IRA 2.73%
Total Equity Market Index Roth IRA 15.34%
any funds to take advantage of the shite economy?
Posted on 1/4/16 at 2:40 pm to CE Tiger
January effect says that there is no better time than early January to dump it all in.
The reality is that if you are contributing the max every year, you are getting most of your dollar cost averaging effect with one lump investment.
Time in the market, not timing the market.
The reality is that if you are contributing the max every year, you are getting most of your dollar cost averaging effect with one lump investment.
Time in the market, not timing the market.
Posted on 1/4/16 at 2:42 pm to CE Tiger
As was said in the other thread, you can add your entire allotment at once, but you do not have to invest it all at once. Typically it goes directly into a MM account that you then move into investments.
Posted on 1/4/16 at 4:14 pm to CE Tiger
Random warning...
Can you still back-door a Roth IRA (ie, if income level disqualifies you from directly depositing but you put into Regular IRA for short period to then convert to Roth IRA)?
Sorry, your post triggered the thought, and I thought board could answer dat, pls.
Can you still back-door a Roth IRA (ie, if income level disqualifies you from directly depositing but you put into Regular IRA for short period to then convert to Roth IRA)?
Sorry, your post triggered the thought, and I thought board could answer dat, pls.
Posted on 1/4/16 at 4:29 pm to CE Tiger
Your first 3 funds contain a lot of the same stocks. Can you invest in single stocks or just mutual funds? If you can invest in single stocks, buy dividend paying stocks (T, VZ,MO JNJ,MAIN,XOM, CVX, COP). Buy and reap the dividends. Just an idea.
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