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re: How do you and your SO budget?
Posted on 11/3/15 at 9:26 am to bwallcubfan
Posted on 11/3/15 at 9:26 am to bwallcubfan
I am not yet married, but I did get my girlfriend to start using Mint. I will continue to live by Mint as it is the easiest way to aggregate all of my financials for viewing purposes.
My setup is generally:
1) Create an analysis to understand what my take home pay will be for the upcoming year. Then, make sure I am cash flow positive every month.
2) Track transactions and net worth on Mint each month to make sure that it is increasing at approx the pace I am expecting.
My setup is generally:
1) Create an analysis to understand what my take home pay will be for the upcoming year. Then, make sure I am cash flow positive every month.
2) Track transactions and net worth on Mint each month to make sure that it is increasing at approx the pace I am expecting.
Posted on 11/3/15 at 9:34 am to lynxcat
We use an excel spreadsheet broken down weekly. We get a paycheck weekly (both of us are paid every two weeks, but on alternate weeks) so this works out very well for us. Typically I lay the rough budget out and then get her input.
I start with the take home, our recurring bills are already slotted for a particular week of the month to be paid. Gas, food, daycare/school and savings are pretty much the same week to week. Any special exspenses are added in and any left over at the end of the week is shifted to savings or added to the mortgage payment.
I start with the take home, our recurring bills are already slotted for a particular week of the month to be paid. Gas, food, daycare/school and savings are pretty much the same week to week. Any special exspenses are added in and any left over at the end of the week is shifted to savings or added to the mortgage payment.
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