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re: VA loan
Posted on 10/28/15 at 8:34 pm to Ace Midnight
Posted on 10/28/15 at 8:34 pm to Ace Midnight
No PMI, but should still have insurance and property tax in escrow?
Posted on 10/28/15 at 8:38 pm to Tigerpaw123
quote:
No PMI, but should still have insurance and property tax in escrow?
Yes - you still pay your normal escrow, monthly.
ETA: Unless banking practices have changed a lot in 5 years, I think they quote you the P&I. Your escrow isn't set until the closing packet is done, homeowner's carrier selected, NFIP (if applicable) and all that stuff is decided, although some loan officers, I'm sure, have an estimator and talk that through with the lendor.
This post was edited on 10/28/15 at 8:41 pm
Posted on 10/28/15 at 8:41 pm to Tigerpaw123
No way you should be getting 7% unless your credit is horrible. 30 year rate on a VA loan on Monday was about 3.75 I think.
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