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Message
re: Buying a New Truck.
Posted on 10/6/15 at 2:23 pm to Delacroix
Posted on 10/6/15 at 2:23 pm to Delacroix
quote:
If he has his retirement and savings goals taken care of, and still has enough to easily afford that payment, then whats the problem with getting something he wants?
Nothing. But the fact that he stated he would rather take the loan out for 60 months rather than 48 to be more comfortable is a tell that this is the top of his budget.
If I'm going to stretch my budget, its going to be on something that isn't going to drop in value by 40 percent in 2 years. I answered his questions above.
1
Posted on 10/6/15 at 2:34 pm to anc
quote:
But the fact that he stated he would rather take the loan out for 60 months rather than 48 to be more comfortable is a tell that this is the top of his budget.
It is not at the top of my budget, it is just this is something new for me. Meeting a financial obligation not named "rent" that is close to $700 a month is uncharted waters for me. I only use 1/3 of my monthly income on expenses the rest is all mine/ours (my new wife).
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