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re: House = (x)household income
Posted on 8/11/15 at 12:01 pm to KG6
Posted on 8/11/15 at 12:01 pm to KG6
id love her not to work. but med school and residency aren't really quitable, and then she'll be an OBGYN. so we are playing it by ear.
we have a 5 month old, 2 car notes (trying to dump 1), and she has around $2,100 a month in student loan payments. and her income hasn't begun yet, and i'm not sure when it really will (1 year, 2 years, 3...)
i also want to have play money
so i'm just trying to be smart about it.
my biggest issue is the housing market in Lafayette is redonk for anything custom, or even half custom. and i refuse to be in some DR Horton shite.
we have a 5 month old, 2 car notes (trying to dump 1), and she has around $2,100 a month in student loan payments. and her income hasn't begun yet, and i'm not sure when it really will (1 year, 2 years, 3...)
i also want to have play money
so i'm just trying to be smart about it.
my biggest issue is the housing market in Lafayette is redonk for anything custom, or even half custom. and i refuse to be in some DR Horton shite.
1
Posted on 8/11/15 at 12:15 pm to donRANDOMnumbers
We are between 180 and 200 depending on bonuses etc. and are trying to knock out the wifes student loans as well (grad school added up quickly). I can max out 401k, pay 900 in car notes, all bills, 250 a week for daycare, etc, and swing a 315k house pretty easily. I'm sure we could cut back places and afford more. Thats all while trying to pay as close to 2k a month on her loans as possible. We're a little skewed on monthly due to crazy property taxes (like 800+ a month in taxes) in texas, but it evens out with no income tax.
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