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re: Budgets - Some questions

Posted on 7/28/15 at 10:40 pm to
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 7/28/15 at 10:40 pm to
We have a "Bill" account and all bills/groceries/gas/not fun stuff paid out of my account. Then we have 2 more accounts for personal items/fun

I manually (jk excel VBA ftw) categorize all bills spending at end of every month and bar graph it compared to budgeted amounts.

Budgets have built in reserve factors I made based on anticipated and previous experience. Reserve releases are determined at beginning of the year once acceptable reserves are met.


Tl:dr, in excel after I manually categorize spending taken from statements, I use VBA to graph budget categories for SO to understand. Once acceptable reserves are met for each category, extra profits are swept into our personal spending accounts
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