quote:
I second the Mint app. But ultimately it sounds like you need a well documented "goal" and a strategy to obtain that goal. So it forces you to save that allotment towards that goal.

we save about ~60% of our net income. we don't really need a goal, but I want to get some better discipline around spending. Make it more deliberate

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Posted by Teddy Ruxpin

Member since Oct 2006

39646 posts

Posted on 7/27/15 at 3:11 pm to Hawkeye95

For your mint categories, you could just manually make new ones that are more broad.

Mint has Restaurants, Alcohol, and Fast Food as categories or something like that.

I grouped the foods ones up, but kept alcohol separate because that's something I want to know about wit specificity.

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Posted by Toula

504

Member since Dec 2006

35399 posts

Posted on 7/27/15 at 3:57 pm to Hawkeye95

I strongly advocate mint.
My wife never looks at the site but respects it enough when I tell her we have x dollars left in a category.

The major benefit of mint is just realizing how much you spend on certain things. Before mint, we didn't realize how much we were spending on eating out. We still eat out a lot, but it's helped us reel it in a good bit.

We each have our personal slush fund to spend as we see fit. Works well b/c I don't get bitched at for spending money on golf or dumb toys, and she doesn't ever get shite for shopping.

Except for personal spending, all our other budgets are together.. We have "amusement" for things we do together, Home improvement for things for house and yar, etc.

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