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re: Discussion about retirement spending and how much you should save...
Posted on 7/23/15 at 11:35 am to ConfusedHawgInMO
Posted on 7/23/15 at 11:35 am to ConfusedHawgInMO
How would you factor your "retireability" when you have a spouse who retired from a job with a pension? How do you factor how much you need in retirement with regards to a pension being received for life?
We could live off of my wife's pension completely, we have no debt at all, so I'm trying to decide how much % in retirement I should pull out because most of it would be money I wouldn't need for daily expenses, but more for enjoyment spending. I think.
We could live off of my wife's pension completely, we have no debt at all, so I'm trying to decide how much % in retirement I should pull out because most of it would be money I wouldn't need for daily expenses, but more for enjoyment spending. I think.
Posted on 7/23/15 at 12:13 pm to kywildcatfanone
quote:
How would you factor your "retireability" when you have a spouse who retired from a job with a pension? How do you factor how much you need in retirement with regards to a pension being received for life?
We could live off of my wife's pension completely, we have no debt at all, so I'm trying to decide how much % in retirement I should pull out because most of it would be money I wouldn't need for daily expenses, but more for enjoyment spending. I think.
Start with your desired spending level and then work to what to pull out, but make sure you can pull that out over 30 years.
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