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re: Financial plan for recent graduate
Posted on 6/19/15 at 12:24 pm to LSUTOM07
Posted on 6/19/15 at 12:24 pm to LSUTOM07
quote:
Yea I would try to cut the 9.5 years at least in half. There is no reason it should take 10 years to pay down 22k in debt for a college graduate.
It's just the default plan, I left it alone to start so I could see how it affects my budget.
1
Posted on 6/19/15 at 12:30 pm to DallasTiger45
quote:
I left it alone to start so I could see how it affects my budget.
I picked a target date I wanted to be debt free and budgeted around my monthly payment and 401k contributions (max company match). If you start with the 10yr plan monthly payment to build your budget, you will find a way to spend the money if it's there.
It's hard to give specific advice without knowing location, salary, etc.
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