re: Paid off my car today...what next?

2012 Versa with 65k is probably worth 7-8k, depending on the trim level and condition. could be worth a decent bit more if you have a higher trim and some options and its in excellent condition. you can look it up on kbb

Personally, I wouldn't say you should definitely get rid of collision. You need to make the decision based on your finances.

For example, my car is worth ~10-11k, and I currently pay $77 for 6 months of collision coverage with a $500 deductible. To me, the $77 is pretty well worth it for the value that is still remaining in my car. I could afford putting $10k down on a new car if I really needed to, but I would definitely take a good hit on my savings. Once it drops down to 7500 or lower, I will may start considering removing collision, but $150/yr is still pretty cheap IMO.

If you are paying $100/month for collision, then yeah, I would strongly consider removing that coverage, but if it is cheap, then it may make sense to hold on to it for a little while longer.