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re: How much should a person have in their savings by 25?
Posted on 5/19/15 at 8:38 am to Epic Cajun
Posted on 5/19/15 at 8:38 am to Epic Cajun
Age: 25
New Car: 2015 Camry
College Loans: <$10,000
Housing: Apartment (split rent)
Marital Status: Engaged
I save about 17.5-20k/year (w/o employer match ~15k) on salary of 60-70k/year
It wasn't easy at first to adjust but I have about $300 above my "bare bones" budget to spend.
Here are the major things I had to learn that make it easy now
-When doing things with friends, stick to budget + drink before not during night out/don't buy people drinks
-Get the car you need not the car you want (Found out I love my "lower level" car since stock tech is legit now)
-Learn what you can wait to purchase. I save for 2-3 months before buying anything. It makes it more exciting when I buy it and I often resist "impulse" purchases
-I go to the store with a list and only buy what's on the list
New Car: 2015 Camry
College Loans: <$10,000
Housing: Apartment (split rent)
Marital Status: Engaged
I save about 17.5-20k/year (w/o employer match ~15k) on salary of 60-70k/year
It wasn't easy at first to adjust but I have about $300 above my "bare bones" budget to spend.
Here are the major things I had to learn that make it easy now
-When doing things with friends, stick to budget + drink before not during night out/don't buy people drinks
-Get the car you need not the car you want (Found out I love my "lower level" car since stock tech is legit now)
-Learn what you can wait to purchase. I save for 2-3 months before buying anything. It makes it more exciting when I buy it and I often resist "impulse" purchases
-I go to the store with a list and only buy what's on the list
This post was edited on 5/19/15 at 8:39 am
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