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re: Switching jobs and 401k question
Posted on 4/17/15 at 10:27 am to Oenophile Brah
Posted on 4/17/15 at 10:27 am to Oenophile Brah
Thanks for all the info!
If I roll it into a Roth or vanguard IRA, I have over 6k.. How will that work?
If I roll it into a Roth or vanguard IRA, I have over 6k.. How will that work?
2
Posted on 4/17/15 at 10:45 am to 337tigergirl
Rolling over the 6k wouldn't count as a contribution, so you're fine there.
The IRA will likely always be much cheaper, and give you significantly more investment options.
The IRA will likely always be much cheaper, and give you significantly more investment options.
Posted on 4/17/15 at 6:16 pm to 337tigergirl
Rolling into an IRA is the best bet, I've done that with mine. As someone pointed out, your investment choices are much better (buy individual stocks, ETFs, after/pre market buying/selling). Some mutual fund costs may be a little more but I think the increase in choices out weight that.
This post was edited on 4/18/15 at 5:35 am
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