re: I could use some job advice

Lots of ideas here depending on your interests. Just to add to the potential options with your degree, I will pile on. One already mentioned is looking for other State jobs. Lots of them pay more than you make now, some even require less experience or don't require your finance degree. Legislative auditors to disaster recovery folks at GOHSEP, lots of things to at least check out. The second route I would at least evaluate is trying to get on as an entry level staff accountant at the best company you can. You have enough accounting knowledge to do that even if you don't think so. In your position it would be a resume builder and open options for other corporate type positions (non-lending).

I would not go back to school unless 1) you think you will do better than you did the first time and 2) you start lining up a job in that field the moment you start. I am biased as I hated studying.