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re: Help determining how much mortgage I can afford
Posted on 4/17/15 at 11:40 am to GFunk
Posted on 4/17/15 at 11:40 am to GFunk
I bought a house in December. Total household income of 120k. They were willing to lend me over 500k. And this is in Houston where property taxes add a HUGE portion to your monthly statement with escrow. Also, this approval was WITHOUT me having to sell my previous home. They were going to let me keep a 175k house and buy a 500k+ house.
I don't think it's as relaxed as it used to be (not sure as I wasn't buying houses at that time), but they are still willing to lend money to the point where people can get in trouble.
I don't think it's as relaxed as it used to be (not sure as I wasn't buying houses at that time), but they are still willing to lend money to the point where people can get in trouble.
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