re: student loan

quote:

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LSU OR BAYLOR type school from a lesser school (ie. southeastern or texas state).

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Well, first off: LSU and Baylor are not the same type of school. LSU, like UT, is a giant public institution and it has NO need of transfer students. Way more people are clamoring to attend than either of those schools can accomodate; both are relatively inexpensive for instate residents. Neither one has to market itself extensively to fill transfer student spots, as they have community colleges & 2-year state institutions feeding into their student population.

Baylor is private: full time tuition is $17,500 for the academic year. (LSU is half of that, UT is less than half.) Baylor admits ~3,500 freshmen; of course, some will inevitably drop out (compared to LSU's ~6K and UT's ~8K freshmen). So the revenue projections dip for the next three years, unless the school brings in transfer students to replace those non-completers. Paradoxically, it can be easier to get into a selective private school as a transfer student than a big state U, provided that your grades are excellent.

That said, coming in as a transfer student generally means you aren't getting a multi-year merit-based financial aid package as you would as a highly recruited incoming freshman.

But please encourage this student to consider smaller schools as well. Oftentimes, the mid-range privates are in the business of "buying" the high achievers in the freshman class through very generous financial aid packages in order to boost the overall average SAT/ACT scores of the incoming class.

What is his SAT and GPA? Those numbers will determine how generous any potential merit aid package will be.

southeastern

If he's in business, there is no reason to transfer to LSU.